Ron Wyden-Oregon: beacon of Solutions

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Ron Wyden Introduces Bill to Provide Free Credit Protections to All Consumers after Equifax Security Breach

Washington, D.C. – In response to reports that millions of Americans’ personally identifiable information and credit card information was exposed in a data breach at Equifax Inc., U.S. Sen. Ron Wyden, D-Ore., introduced legislation to allow hardworking Americans to protect themselves from financial fraud at no cost.

Wyden’s Free Credit Freeze Act would guarantee all consumers can use PIN numbers to freeze and unfreeze their credit free-of-charge to stop fraudsters from opening new unauthorized financial accounts. The Equifax data breach, which exposed credit information of more than 200,000 Americans as well as Social Security numbers, birthdates and driver’s license numbers of an estimated 143 million Americans, has underscored the importance of credit freezes. Cybersecurity experts and the Federal Trade Commission recommend credit freezes as a method of protecting against identity theft.

But currently, credit bureaus charge consumers recurring fees as high as $15 each time they use their PIN numbers to freeze or unfreeze their credit reports. Those fees quickly add up for working families.  

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“Companies like Equifax that have stockpiled massive, insecure databases of Americans’ most sensitive personal data must make security the top priority at every single stage,” Wyden said. “Given the frequency of these mega breaches, it is simply unacceptable for the credit agencies to continue to charge hardworking Americans who want to protect their credit and their identity from fraudsters. The Free Credit Freeze Act gives power back to consumers by requiring credit reporting agencies to provide credit freezes to consumers at no cost.”

On Monday, Wyden, the top Democrat on the Finance Committee, along with Finance Committee Chairman Orrin Hatch, R-Utah, called on Equifax Inc. to respond to the reports that the firm experienced a data breach.

The National Consumer Law Center (on behalf of its low-income clients) has endorsed the Free Credit Freeze Act.

“The Equifax data breach highlights the need for consumers to have more control over their credit reports, including the ability to freeze and unfreeze without charge,” said Chi Chi Wu, National Consumer Law Center staff attorney. “Senator Wyden’s bill does just that.”

Wyden yesterday filed the Free Credit Freeze Act as an amendment to the National Defense Authorization Act, which the Senate is currently considering.

Read bill text here.

   I have a Penchant for The Freeze Credit Act

 

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Don’t forget this address

 

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“Four score and seven years ago our fathers brought forth on this continent, a new nation, conceived in Liberty, and dedicated to the proposition that all men are created equal.

Now we are engaged in a great civil war, testing whether that nation, or any nation so conceived and so dedicated, can long endure. We are met on a great battle-field of that war. We have come to dedicate a portion of that field, as a final resting place for those who here gave their lives that that nation might live. It is altogether fitting and proper that we should do this.

But, in a larger sense, we can not dedicate—we can not consecrate—we can not hallow—this ground. The brave men, living and dead, who struggled here, have consecrated it, far above our poor power to add or detract.

The world will little note, nor long remember what we say here, but it can never forget what they did here. It is for us the living, rather, to be dedicated here to the unfinished work which they who fought here have thus far so nobly advanced.

It is rather for us to be here dedicated to the great task remaining before us—that from these honored dead we take increased devotion to that cause for which they gave the last full measure of devotion—that we here highly resolve that these dead shall not have died in vain—that this nation, under God, shall have a new birth of freedom—and that government of the people, by the people, for the people, shall not perish from the earth.”

 

The Gettysburg Address

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Memorize

Ten Powerful Words – Dan Rather

“You have done enough.

Have you no sense of decency?”

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Dan Rather writes:

“These are the immortal words of army lawyer Joseph Welch in response to Senator Joseph McCarthy during the communist witch hunts of the 1950s. They are sadly just as apt today.

I do not like rising to the bait of the tweets of President Trump. But this morning’s demeaning, sexist, and scurrilous attack on Mika Brzezinski cannot go unmentioned. I have known Mika for many years. We were colleagues at CBS News and she is a fearless and fair journalist. I also knew her late father, Zbigniew, who was President Carter’s national security advisor. The fact that this attack comes while Mika is still mourning his death only adds to the outrages and disgust.”

Cringe

He had me on “hello, darling”

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I love a man in a skirt.

A kilt, really. Women around the world have a fascination with a man bold enough to don a kilt.

San Franciso is famous for many things, and Wm Glen and Sons – the Kilt Capital of the Free World/West Coast branch is Mecca for men seeking the perfect Kilt ensemble.

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Ask any woman the first time she met a man in a kilt and she will quote – chapter and verse- the when and the where.

Brenan Burke, bachelor and bon vivant, wears a kilt to every wedding he attends. He never leaves alone.

Memory is a magnet. It will pull to it and hold only material nature has designed it to attract.

Jessamyn West

 

 

Magnet

To Err is Human – to lie is bad…really bad

The King was in the Counting House counting all the Rubles..

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Sing a song of six guys

A pocket full of wry…

Four and twenty senators
Involved in a scheme.

When the scheme was opened
The News Anchors  began to sing;
Wasn’t that a Gotcha dish,
To set before the king!

The king was at the Golf Course
Counting all his Rubles
The queen was in the parlour,
Eating Blini, Pelmeni and Knish

The aid was in the garden,
Whiting out and deleting  files, documents, secret papers

When down came an FBI undercover whirlly bird
And pecked off the news!

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Real News, Actual Factual, Authenticated, UnBiased, Professional News

 

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